How can Banner Bank help you?

APR (Annual Percentage Rate) as low as 7.49% fixed for first 12 months requires a minimum FICO score of 800, not all applicants will qualify. Followed by a floating rate of WSJ Prime plus 0.74% with a floor rate at 6.74% APR. Fixed and variable rate includes a 0.25% discount with autopay AND 0.25% for Banner’s Best checking account. $200 documentation fee, waived. Annual fee of $125 applied on first anniversary and each year after. Maximum Loan to Value is 80%. Excludes, existing Banner Bank HELOCs and non-owner-occupied transactions. Residential appraisals only, no commercial appraisals and proof of insurance is required. Subject to credit approval. Available for applications submitted between March 4 and June 28, 2024.

Initial five year rate includes 1.00% discount for auto-pay from a Banner Bank Business Checking Account. Rate adjusts to Prime + 1.00% every 5 years thereafter. Loan to value up to 80%. Loan fee 0.50%. Borrower to pay closing costs. Financing subject to credit approval. Maximum business credit limits, which includes current balances, not to exceed $2 Million of Banner Bank business loans, including commercial credit cards. Available for applications submitted between March 4, 2024 and June 28, 2024.